COVID-19 in the Context of Insurers’ Operating Environment

This review highlights the inter- connectedness of the 2020 COVID-19 pandemic, potential insurer liabilities, capital market behavior and their combined impact upon insurers’ financial condition, an Enterprise view. The magnitude of direct and indirect economic loss, asymmetric distribution of deaths, progressives’ demands for expanded entitlements and restorative justice, increasing frequency and diversity of natural catastrophes, faltering global political and economic frameworks compounded by fractured leadership failing to learn from history has become “The Perfect Storm”, and perhaps, an ex