Last updated: January 1, 2024
INFORMATION WE COLLECT
We collect two types of information from users of our Services: “Personal Information,” which is information that can be used to identify you (such as your name or your email address), and “Aggregate Information,” which is information that cannot be used to identify you (such as frequency of visits to the Site or your browser type).
INFORMATION YOU PROVIDE TO US
We collect Personal Information that you voluntarily provide to us when you use our Services, such as when you register for an account (as described in more detail below) or submit an online form through our Site using our Contact Us or Media Pack Request pages. For example, you may provide us with your name, e-mail address, the content of your communication, or other Personal Information when you choose to send it to us through email, an online form, or other method.
If you interact with us on social media, we may collect your social media profile information, your communications with us, and your communications and posts on our social media pages.
YOUR COMMUNICATION WITH US
We collect information when you communicate with us. The specific types of information we collect will depend on the forum in which you communicate with us. For example, if you send us an email, we will collect your email address and the content of your email.
INFORMATION WE AUTOMATICALLY COLLECT
When you use our Site and Platform, we automatically receive and collect information from your device. This information includes the following:
- Information about your device, such as the Internet Protocol (IP) address and device ID.
- The specific actions that you take when you use our Site and/or Platform, including but not limited to the pages and screens that you view or visit, search terms that you enter, and how you interact with our Site and Platform.
- The time, frequency, connection type, and duration of your use of our Site and Platform.
- Information regarding your interaction with email messages, for example, whether you opened, clicked on, or forwarded the email message.
AGGREGATE INFORMATION COLLECTED
Aggregate Information is information that does not identify you. Aggregate Information may be collected when you use our Services, independent of any information you voluntarily enter. Additionally, we may use one or more processes to de-identify information that contains Personal Information, such that only Aggregate Information remains. We may collect, use, store, and transfer Aggregate Information without restriction (subject to applicable law).
COOKIES AND ANALYTICS
We are currently not using recognition cookies on our Site and Platform.
We may use third parties, such as Google Analytics, Google Tag Manager and other analytics providers to analyze traffic to our Site and Platform. Google Analytics does not create individual profiles for visitors and only collects aggregate data. To disable Google Analytics, please download the browser add-on for the deactivation of Google Analytics provided by Google at http://tools.google.com/dlpage/gaoptout?hl=en. To learn more about privacy and Google Analytics, please consult the Google Analytics overview provided by Google at http://www.google.com/intl/en/analytics/privacyoverview.html.
Although we do our best to honor the privacy preferences of our visitors and users, we are not able to respond to Do Not Track signals from your browser.
HOW WE USE YOUR INFORMATION
Our use of your information (including any Personal Information) is subject to applicable laws regarding information use, disclosure and retention. In general, however, we use information to provide our Services, operate IAUM, communicate with you, and provide products, services, and information that you request from us. This includes but is not limited to the following:
- Providing, operating, improving, maintaining, and protecting our Services, including the safety and security thereof.
- Creating your IAUM account if you choose to register with us, and we use registration information to verify your identity, to set up your account, and to communicate with you.
- Tracking your progress toward continuing learning credits.
- Providing personalized products and services to you.
- Enhancing or improving your user experience.
- Providing you with technical and other support.
- Sending you updates, communications, and other information about IAUM, our Services, and about products and services of third parties that we think you may be interested in.
- Sending you notices and alerts.
- Conducting research, analytics, and monitoring and analyzing trends and usage.
- Contacting you and responding to your inquiries.
- As necessary to comply with any applicable law, regulation, subpoena, legal process, or governmental request.
- Enforcing contracts, including investigation of potential violations thereof.
- Detecting, preventing, or otherwise addressing fraud, security, or technical issues.
- Protecting against harm to the rights, property or safety of IAUM, our users, or the public as required or permitted by law.
HOW WE SHARE YOUR INFORMATION
We do not rent or sell your Personal Information.
We share information, including Personal Information, in certain circumstances with third parties through operation of our Services. Below we explain when that happens. We also disclose information and Personal Information when required by applicable law.
We may transfer Personal Information to third parties for the purpose of providing the Services or operating our business. For example, we may transfer your Personal Information to non-affiliated third-party service providers to assist with providing the Platform, such as our hosting providers, analytics providers, or third party vendors with tools that help us to communicate with you.
THIRD PARTY MEMBERS
In order to provide the Site, Platform and other Services to users as a free service, IAUM partners with a number of third party asset management companies and other service providers including, without limitation, members listed on our members page at https://insuranceaum.com/members and any authors or creators of articles published on the Site that you review or access (collectively, “Third Party Members”). When a user downloads, views, or otherwise accesses content from Third Party Members through the Services (including, but not limited to, Submissions), we may share with those Third Party Members certain details from that person’s account profile, including employer name and location. We will also share the title of the content the user downloaded, accessed, or viewed and when it was downloaded, accessed, or viewed. By creating an account on the Site and/or otherwise accessing content on the Site and Platform, you hereby consent to our disclosure of such information to Third Party Members.
If you choose to close your IAUM account, we endeavor to stop making your Personal Information visible or disclosed to Third Party Members within 24 hours after your request. We generally attempt to delete closed account information within 30 days of account closure, except if reasonably necessary to comply with our legal obligations (including law enforcement requests), meet regulatory requirements, resolve disputes, maintain security, prevent fraud and abuse, enforce our agreements with you, or fulfill your request to “unsubscribe” from further messages from us. We will retain Aggregate Information and other de-identified information after your account has been closed. Information you have shared with others on or through the Services may remain visible after you closed your account or deleted the information from your own profile, and we do not control information that other users copied out of the Site or social media accounts. Your profile may continue to be displayed in the services of others (e.g., search engine results) until they refresh their cache.
CONTINUING EDUCATION TRACKING
We may share your Personal Information with The Institutes Knowledge Group for tracking and reporting of continuing learning credits applicable to your use of the Services and content available through the Site. We may also share information about your employer with the Institute when reporting to the Institute about engagement with content available through the Site.
We may also transfer your Personal Information to third parties under the following circumstances: (i) to comply with a legal requirement, law, subpoena, judicial proceeding, court order, governmental request, or legal process; (ii) to investigate a possible crime, such as fraud or identity theft; (iii) when we believe it is necessary to protect the rights, property, or safety of IAUM or other persons, or (iv) as otherwise required or permitted by law, including any contractual obligations of IAUM.
AS DIRECTED BY YOU AND WITH YOUR CONSENT
We also share Personal Information with companies, agencies, organizations or individuals outside of IAUM at your direction or when we have your consent to do so.
HOW DO WE PROTECT YOUR INFORMATION
We take the security of your Personal Information very seriously. We use reasonable administrative, physical, and technical safeguards to secure the Personal Information you share with us. Despite these safeguards and our additional efforts to secure your information, we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your Personal Information.
The Services may contain hyperlinks to websites operated by third parties, which may include social media features, such as social media buttons or links. We provide such hyperlinks for your reference and convenience only. We do not control such websites and are not responsible for their content or the privacy or other practices of such websites. It is up to you to read and fully understand their privacy policies. Our inclusion of hyperlinks to such websites does not imply any endorsement of the material on such websites. If you are submitting information to any such third party, you should review and understand that party’s applicable policies, including their privacy policies, before providing your information to the third-party.
If you are a California resident, you can request a notice disclosing the categories of personal information we have shared with third parties, for the third parties’ direct marketing purposes, during the preceding calendar year. To request a notice, please submit your request to email@example.com or other contact information provided below.
Our Services are hosted and operated in the United States. If you use our Services from the United Kingdom, European Union or other regions of the world with laws governing data collection and use that may differ from the laws of the United States, then please note that by sending an email or other communication containing Personal Information or by providing Personal Information through our Services, you are assuming the risk of doing so and are voluntarily transferring your Personal Information outside of those regions to the United States and other countries.
You may have certain rights under the EU General Data Protection Regulation and equivalent legislation in the United Kingdom and Switzerland. Please refer to our Notice to Residents of the European Economic Area, Switzerland and the United Kingdom for more information about those rights.
If you no longer wish to receive our marketing and promotional communications, you may opt out by following the instructions included in each communication.
Our Services are not intended for use by persons under the age of 18 and we do not knowingly collect Personal Information from children under the age of 18 in connection with the Services.
52 E Surrey Ln, Barrington Hills, IL 60010.
Residents of the European Economic Area, Switzerland or the United Kingdom
Residents of the European Economic Area (“EEA”), Switzerland and United Kingdom (“UK”) have additional privacy rights. Information on these rights is provided in our supplemental European Economic Area, Switzerland and United Kingdom Resident Privacy Notice below (“Privacy Notice”).
|Name of data controller and contact details
|Insurance AUM, LLC
52 E Surrey Ln
Barrington Hills, IL 60010
|Purposes of the processing
Lawful basis for the processing
We also may process personal data on other bases permitted by the GDPR, the UK Data Protection Act 2018 and other applicable laws, such as to fulfill a contract with you, or when the processing is necessary for us to comply with our legal obligations.
|The legitimate interests of the controller or third party, where applicable
|The categories of personal data concerned
|The recipients or categories of recipients of the personal data
|Information regarding the transfers of personal data outside of the EEA, Switzerland and the UK
IAUM is headquartered in the USA and the Services are hosted in the USA. The laws of the USA have not been deemed by the European Commission or Switzerland to provide an adequate level of protection to personal data.
When you provide your personal data to us via the Services or contact us by email, you are providing your personal data directly to the USA.
Before you provide your personal data to us via the Services, we request your explicit consent to the transfer of your personal data to the USA. When you email us, the fact that you have chosen to email us knowing that we are located in the USA will be understood to constitute your explicit consent to the transfer of the personal data in your email (including your email address) to the USA.
|The period for which the personal data will be stored, or the criteria for determining the retention period
|Your rights to access, correct, restrict or delete your personal data and object to processing
|You have the right to request access to your personal data, to have your personal data corrected, restricted or deleted, the right to data portability, and to object to our processing of your personal data. Your rights may be subject to various limitations under the GDPR. If you wish to exercise any of these rights, or if you have any concerns about our processing of your personal data, please contact us by emailing us at firstname.lastname@example.org.
|The right to lodge a complaint with a supervisory authority
You have the right to file a complaint concerning our processing of your personal data with your national (or in some countries, regional) data protection authority. The EU Commission has a list here: https://ec.europa.eu/justice/article-29/structure/data-protection-authorities/index_en.htm
See www.ico.org.uk for information about contacting the UK Information Commissioner’s Office.
See www.edoeb.admin.ch/edoeb/en/home.html for information about contacting the Swiss Federal Data Protection and Information Commissioner.
If you are visiting our Site from the EEA, UK, or Switzerland, then we do not set non-essential cookies. You can learn about how you can adjust your browser’s settings to limit or disable non-essential cookies and other tracking technologies by visiting the COOKIES AND ANALYTICS section above. Strictly necessary cookies cannot be disabled.